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When it comes to saving for your future, deciding where to direct your next dollar can be difficult. From emergency funds and workplace retirement plans to debt repayment and long-term goals, a general "hierarchy" is one framework individuals may use to guide their savings decisions.

This comprehensive video explores key insights and best practices to use when applying for your Social Security benefits. It's never too early to begin to educate yourself on the various topics that will impact your retirement readiness. Our hope is to continually provide plan participants valuable information like this that can help them on their journey.

This piece explains how to navigate market volatility by putting short-term swings in historical perspective and focusing on the decisions you have more control over.

The video below provides a timely market update along with a refresher on key investing and saving principles. It was recently recorded by Grant Boyle, one of the advisors at Kathmere Capital. As part of our ongoing financial wellness program, we’ll be sharing content like this a few times throughout the year, each focused on topics relevant to retirement plan participants.

This piece explains how to build an effective retirement income strategy by shifting focus from accumulating savings to turning those savings into a reliable, long-term paycheck.

When it comes to planning for retirement, finding a simple and effective way to manage your investments can make a meaningful difference over time. Target date funds are one approach many investors use, offering a diversified portfolio that automatically adjusts as you move closer to retirement.

This video highlights the importance of electing and maintaining an up to date beneficiary for your retirement plan.

This piece explains how your workplace retirement plan works and the choices it leaves to you. Contributing consistently is one of those choices; how your contributions are made and how you use the plan's investment options are others, and each can affect your account over time.

The video below provides a timely market update along with a refresher on key investing and saving principles. It was recently recorded by Grant Boyle, one of the advisors at Kathmere Capital. As part of our ongoing financial wellness program, we’ll be sharing content like this a few times throughout the year, each focused on topics relevant to retirement plan participants.

This piece explains the features a workplace retirement plan may offer: automatic payroll contributions, tax treatment that differs from a taxable account, employer contributions where available, and an investment menu selected by the plan's fiduciaries. It also explains compounding (how reinvested earnings can generate further earnings over long periods) and why that depends on returns, which vary and can be negative.

When it comes to saving for your future, deciding where to direct your next dollar can be difficult. From emergency funds and workplace retirement plans to debt repayment and long-term goals, a general "hierarchy" is one framework individuals may use to guide their savings decisions.

Starting January 1, 2026, a significant change takes effect for workplace retirement plan participants age 50 or older who earned more than $145,000 in the prior year: any catch-up contributions to a 401(k) or 403(b) must be made as Roth (after-tax) contributions. This requirement comes via the SECURE Act 2.0. This article explains what the change means, who it applies to, and how it might influence your retirement savings strategy.

In this video, you’ll get a clear, easy to follow breakdown of how your employer’s retirement plan matching program works - what the “match” means, how contribution formulas are structured, and how you can make the most of this benefit to accelerate your long-term savings. It’s a practical primer to help you take full advantage of the free money your employer is offering.

The video below provides a timely market update along with a refresher on key investing and saving principles. It was recently recorded by Grant Boyle, one of the advisors at Kathmere Capital. As part of our ongoing financial wellness program, we’ll be sharing content like this a few times throughout the year - each focused on topics relevant to retirement plan participants.

This piece describes practical approaches to navigating market volatility. It explains why staying disciplined, diversified and focused on long-term goals is intended to help keep your retirement plan on track, even when markets feel unpredictable.

In this video, you’ll get a clear explanation of how pre-tax and Roth retirement plan contributions differ, including how each option affects your taxes now and in the future.

This article describes the distinction between "good" and "bad" debt, offers a framework for evaluating when borrowing may make sense, and highlights habits, such as maintaining an emergency fund and managing credit responsibly, that are intended to keep debt from becoming overwhelming. It is a general guide to evaluating borrowing decisions and to considerations that may support your long-term financial health.

This article describes what mutual fund expense ratios are and why they may matter for your retirement savings. It explains how these fees reduce returns over time, discusses reported trends in fund costs, and offers general considerations for evaluating expenses among the investment options available in your workplace retirement plan.

The video below provides a timely market update along with a refresher on key investing and saving principles. It was recently recorded by Grant Boyle, one of the advisors at Kathmere Capital. As part of our ongoing financial wellness program, we’ll be sharing content like this a few times throughout the year - each focused on topics relevant to retirement plan participants.

This article describes habits commonly associated with making retirement savings last over a long retirement. It explains how goal-setting, consistent saving, a documented investment approach and risk management are intended to work together to address longevity risk, meaning the risk of outliving your savings, and to support long-term financial wellbeing.