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2025 Q4 Newsletter

Dec 11, 2025
1 min read

Updated: Aug 12

This piece explains the features a workplace retirement plan may offer: automatic payroll contributions, tax treatment that differs from a taxable account, employer contributions where available, and an investment menu selected by the plan's fiduciaries. It also explains compounding (how reinvested earnings can generate further earnings over long periods) and why that depends on returns, which vary and can be negative.




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Kathmere Capital Management

993 Old Eagle School Road, Ste 405

Wayne, PA 19087

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610.989.3900

participantservices@kathmere.com

We take protecting your data and privacy very seriously. As of January 1, 2020 the California Consumer Privacy Act (CCPA) suggests the following link as an extra measure to safeguard your data: Do not sell my personal information. 

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This website does not provide or replace required ERISA plan disclosures, including but not limited to the Summary Plan Description (SPD), Summary of Material Modifications (SMM), Summary Annual Report (SAR), participant fee disclosures, or the official plan document.

 

Required plan documents are provided separately by your employer or plan administrator. Participants should refer to their official plan communications or contact their plan administrator directly to request copies of plan documents or for information regarding plan terms, investments, and fees.

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Access to an advisor does not obligate you to engage advisory services and does not, by itself, create an investment advisory or fiduciary relationship. Any advisory relationship will be governed by a separate written agreement and applicable disclosures.

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The Forms ADV and CRS (Click to download) contain important information regarding Kathmere Capital. Part I and Part 2 of Form ADV and Form CRS are available on a site maintained by the United States Securities and Exchange Commission. The information set forth in both the Form ADV and Form CRS have not been approved or verified by any governmental authority. Click here to view the latest filings.

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Important Disclosures

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