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When it comes to managing your credit, understanding what drives your credit score can play an important role in your overall financial health. From payment history and credit utilization to the length and mix of your credit accounts, several key factors work together to determine your score and how lenders evaluate your creditworthiness. This framework highlights the primary components that influence your score, including making on-time payments, keeping balances at manageab

The video below provides a timely market update along with a refresher on key investing and saving principles. It was recently recorded by Grant Boyle, one of the advisors at Kathmere Capital. As part of our ongoing financial wellness program, we’ll be sharing content like this a few times throughout the year—each focused on topics relevant to retirement plan participants.

When it comes to using credit cards, understanding how to choose and manage them wisely can make a meaningful difference in your financial well-being. Credit cards offer convenience, flexibility, and opportunities to build credit, but they also require thoughtful use to avoid unnecessary debt and fees. This framework helps guide decisions - from selecting the right type of card and understanding key terms like interest rates and fees, to recognizing how your spending habits a

This article outlines practical strategies that can help improve financial decision-making and support long-term financial wellness. It explains how setting clear goals, maintaining a balanced investment approach and making consistent, incremental improvements can work together to build stronger financial habits over time. Setting financial goals that are specific, measurable, achievable, relevant and time-bound can provide structure and clarity when working toward objectives

When it comes to managing student loan debt, having a clear plan can make a meaningful difference in your long-term financial outlook. From understanding how much you owe and reviewing loan terms to prioritizing higher-interest balances and exploring repayment options, a structured approach can help guide your decisions. This framework focuses on taking control of your loans step by step, including evaluating consolidation when appropriate, making additional payments toward p

This article outlines key strategies that can help strengthen your investment approach and support overall financial stability. It explains how maintaining proper asset allocation, using appropriate short-term investment tools and staying mindful of both opportunities and risks can contribute to a more balanced financial plan. Regularly rebalancing your portfolio can help keep your investments aligned with your original goals and risk tolerance as market conditions change. Un